Rather than taking up space in this section by repeating the post on LinkedIN, I have included a link to my post here. Note that my post doesn't intend to look at all points addressed by the Central Bank. Rather, I read through the speech to look for and extract novel and unique remarks on areas dealing with culture, technology and technology led supervision.
https://www.linkedin.com/pulse/supervision-ever-evolving-craft-hard-data-technical-peter-oakes